Bookkeeping for Contractors
& Trade Businesses
Job costing, subcontractor 1099s, equipment depreciation, and cash flow management — the financial side of a contracting business is complicated. Simple Books Now handles it so you can focus on the work.
Book a Free ConsultationThe Financial Challenges We Solve for Contractors & Trades
Cash Flow Gaps Between Jobs
Large jobs, slow-paying clients, and upfront materials costs create brutal cash flow gaps. We track it job by job so you always know where you stand.
1099 Subcontractor Filing
Misfile a 1099 or miss a subcontractor and the IRS notices. We track every sub you pay and handle year-end 1099-NEC filing automatically.
Equipment Depreciation
Trucks, tools, and heavy equipment — Section 179 and bonus depreciation can dramatically reduce your tax bill. We make sure you capture every dollar.
Job Costing
Do you know which jobs made money and which didn't? We set up job-level tracking so you can price future work based on real data, not instinct.
Retainage & Progress Billing
Tracking retainage held by GCs and billing by project milestone requires careful accounting. We set it up right from the start.
Quarterly Estimated Taxes
Self-employed contractors get hit hard by self-employment tax. We calculate your quarterly estimates and plan for it so April is never a shock.
More Than a Bookkeeper — A Federally authorized Enrolled Agent
Most bookkeepers record transactions and hand you a report. Simple Books Now does that — and more. Our Licensed EA can represent you before the IRS, file your business and personal tax returns, and negotiate payment plans — with year-round tax strategy built in.
For a contractors & trades owner, that means one professional who knows your industry's numbers and handles your complete financial picture. No coordinating between vendors who barely talk to each other. No gaps.
- Licensed by the IRS — can represent you in audits, collections, and appeals
- Combines bookkeeping + tax strategy in one engagement
- Direct access to Luisa — no junior staff handling your account
- Flat monthly rate — no hourly billing or surprise invoices
- Works with clients in all 50 states
- Books delivered by the 15th of each month
- Year-round availability, not just at tax time
Everything We Handle for Your Business
Bookkeeping
Monthly reconciliation, clean financials, and reports delivered every month without you having to ask.
Learn more →Tax Consulting
Year-round tax strategy, quarterly planning, and return preparation — not just scrambling in April.
Learn more →Tax Resolution
IRS notices, back taxes, audits, and payment plans — handled directly by our Licensed EA — so you don't have to deal with the IRS.
Learn more →Payroll
Payroll processing, tax deposits, 941 filings, and W-2s — accurate and on time, every time.
Learn more →Sales Tax
Florida sales tax filing, multi-state compliance, and audit defense — managed so you never miss a deadline.
Learn more →Catch-Up Bookkeeping
Behind on your books? We'll clean it up fast, accurately, and at a fixed project price.
Learn more →Contractors & Trades Bookkeeping FAQ
You don't need separate QuickBooks files, but you do need job-level tracking within your books. We set up job costing so you can see profitability per project — who paid, what you spent, and what you actually made.
Yes. Cash payments to subcontractors still require 1099-NEC filing if you pay them $600 or more in a year. We track every sub payment regardless of method and handle the year-end filings.
Yes. We advise on the timing of equipment purchases, whether to use Section 179 immediate expensing or standard depreciation, and how each approach affects your current-year tax bill.
It depends on your revenue. At a certain income level, an S-Corp election can save you significant self-employment tax. We'll run the numbers for your specific situation and give you a clear recommendation.
As a Federally authorized Enrolled Agent, Luisa can represent you directly before the IRS — no need to hire a separate representative. She'll handle all communication, documentation requests, and negotiation on your behalf.
Ready to Get Your Contractors & Trades Books in Order?
Book a free 30-minute consultation. She knows your industry's numbers and will tell you exactly what your engagement would look like.
Book a Free ConsultationNo obligation · Flat monthly rate · Palm Coast, FL & Nationwide